As Raya approaches, there’s an air of excitement and anticipation. You’re driving home, eagerly thinking about the joy of reuniting with family, sharing special moments, and enjoying traditional festive treats. The familiar sounds of Raya melodies fill the car, and the road ahead promises a heartfelt celebration. In an instant—BAM! A sudden crash could shatter the serenity of your journey. The panic sets in, and then the worst thought hits: you don’t have insurance. Now, you’re staring down massive repair bills, possible legal trouble, and a serious financial mess. Just when you need the security and peace of mind that comes with being with loved ones during Raya, the unforeseen challenges threaten to overshadow your celebration.
Despite motor insurance being mandatory under Malaysia’s Road Transport Act 1987, many still take the risk of driving uninsured—often due to financial struggles or a lack of awareness about the consequences. But is saving a little money today worth the devastating costs that could follow?
Driving uninsured isn’t just illegal—it’s financially reckless. If you cause an accident, you’ll be liable for repair costs, medical expenses, and even lawsuits. Imagine being forced to pay tens of thousands of ringgit out of pocket, all because you skipped insurance? Even if you’re the victim in an accident, without insurance, you won’t receive compensation to repair your vehicle or cover medical bills. The financial burden can be overwhelming, forcing many into debt or hardship.
Many assume that car insurance is expensive or complicated, but the cost of skipping it is far greater. With rising service taxes and risk-based pricing shaping Malaysia’s motor insurance industry, some drivers feel discouraged. However, affordable and flexible insurance solutions do exist.
GoInsurans is addressing this gap by offering customisable and budget-friendly insurance plans that fit different financial situations. Whether you’re a new driver, a daily commuter, or a family car owner, GoInsurans provides flexible coverage that ensures you’re protected, without breaking the bank. Their online platform simplifies the process with real-time updates and hassle-free claims.
The reality is clear: driving uninsured isn’t saving money—it’s gambling with your future. Accidents are unpredictable, but financial ruin doesn’t have to be. So, the question isn’t whether you can afford insurance—it’s whether you can afford not to have it. As part of these ongoing efforts, protect yourself and the life around you now with GoInsuran before it’s too late. Customers using the exclusive promo code ‘REFERME’ can enjoy instant savings of up to RM100* OFF, subject to the car insurance premiums and sum insured by each individual’s car insurance. For more information, visit https://bit.ly/GoInsuranRenew
Article by: Joshua Yong, Head of Tan Chong Insure
